LGBTQI

Consumer issues of victims of sexual assault

 

Whether through medical bills, counseling bills, or missing work, victims of sexual assault often incur a great amount of post-trauma expenses.  This additional economic hardship may make it impossible for the victim to stay current on his or her current bills and expenses, including his or her consumer loans and credit card debts.


Between student loan debt and credit card debt, credit card debt is much easier for a victim to eliminate.  If a victim is struggling to make his or her payments, he or she should call his or her credit card company.  The credit card company has the discretion to waive late fees and penalties, lower interest rates, raise credit limits, and change his or her due date. 

 

Furthermore, the credit card company can settle the victim’s credit card debt for significantly less money than he or she owes.  Also, because credit card debt is an unsecured debt, it is possible that the entirety of the victim’s credit card debt can be forgiven through bankruptcy.

 

See Also:

 

Credit Card Debt

 

Student Loans

 

Taxes and the Internal Revenue Service (IRS)

 

 

 

Publications:

 

Other Resources - 15

 

Full Publication List

 

 

Featured Publications

 

Consumer Rights Screening Tool for Domestic Violence Advocates and Lawyers (2011)Stalking in Indian Country

 

Consumer Rights Screening Tool

 

This report, sponsored by the Office for Victims of Crime, highlights consumer law problems victims face. This screening tool provides helps professionals assisting victims identify these issues in the course of one's client work.

 

 

Repaying Debts

 

Repaying Debts

 

This publication, authored by the Council on State governments and funded by the Bureau of Justice Assistance, discusses how policymakers can increase accountability among perpetrators, improve rates of child support collection and victim restitution, and make people's transition from prisons and jails to the community safe and successful.

National Indian Country Clearinghouse on Sexual Assault, a project by the Southwest Center for Law and Policy © 2013

This project was supported by  Grant No. 2011-TA-AX-K045 awarded by the Office on Violence Against Women. Points of view in this document are those of the author and do not necessary represent the official position of the U.S. Department of Justice. All rights reserved. | Privacy policy